Furnished vs. Unfurnished Apartments: What’s Included in Each?
December 18, 2024
If you want to rent an apartment in New York City, you need to decide between a furnished and an unfurnished apartment. Knowing what each choice means can make a big difference whether you're moving for work, starting a new chapter, or looking for temporary housing. This blog post will examine the debate between a furnished apartment and an unfurnished apartment, outlining what comes with each and assisting you in selecting the choice that best fits your way of life.
What Is a Furnished Apartment?
There is everything you need for daily life in a furnished apartment. These apartments are ready to move into right away, with all the basic furniture and tools you need. Urban Furnished has more than 250 fully furnished apartments in Manhattan, New York. These apartments have high-end amenities and stylish decor to make your stay as comfortable as possible.
What’s Typically Included in a Furnished Apartment?
- Living Room: Sofa, coffee table, lamps, and sometimes additional seating or décor items.
- Bedroom: Bed (often with a mattress), nightstands, and wardrobes or closets.
- Kitchen: A dining table, chairs, gadgets like a stove, fridge, and microwave, and often cookware and utensils.
- Bathroom: Shower curtains, storage racks, and sometimes toiletries.
- Extras: As part of the rent deal, many furnished apartments in Midtown also include Wi-Fi, linens, and utilities.
What Is an Unfurnished Apartment?
Unfurnished apartments are like blank canvases; they give renters a chance to decorate and furnish them however they like. Most of the time, they come with the basics like water and lights, but you'll need to provide everything else.
What’s Typically Included in an Unfurnished Apartment?
- Basic Fixtures: Light fittings, built-in cabinets, and sometimes appliances like a stove or refrigerator.
- No Furniture: You’ll need to bring your own sofas, beds, and dining sets.
- Minimal Amenities: Utilities like electricity and water are usually not included in the rental price.
The Pros and Cons of Furnished Apartments
Pros:
- Move-In Ready: Ideal for those seeking immediate occupancy without the hassle of buying furniture.
- Short-Term Flexibility: Perfect for temporary stays or professionals relocating for work.
- Cost Savings: Eliminates the upfront cost of purchasing furniture and appliances.
- Prime Locations: Many of the best furnished apartments in NYC are in areas that people want to live in, like Midtown and Manhattan.
Cons:
- Higher Rent: Furnished apartments often come with a premium price tag.
- Limited Customization: You may not be able to personalize the space to your taste.
- Responsibility for Damage: Tenants are typically liable for wear and tear on provided furnishings.
The Pros and Cons of Unfurnished Apartments
Pros:
- Lower Rent Costs: Unfurnished apartments typically have lower monthly rent prices than furnished apartments.
- Personalization: The blank slate allows you to furnish and decorate according to your preferences.
- Long-Term Viability: Ideal for tenants planning to stay for several years and invest in furniture.
Cons:
- High Initial Costs: You’ll need to budget for furniture and appliances.
- Time-Consuming Setup: Moving in requires more effort and planning.
- Minimal Flexibility: Unfurnished apartments are better suited for long-term commitments.
Comparing Furnished and Unfurnished Apartments: Key Factors to Consider
1. Length of Stay
- For short-term stays, furnished apartments are the clear winner.
- Long-term tenants might find unfurnished options more cost-effective.
2. Budget
- Furnished apartments come with higher monthly rents but save on furniture costs.
- Unfurnished apartments require an upfront investment but are cheaper over time.
3. Convenience
- Furnished apartments, like midtown furnished apartments, are great for people who want to live in comfort and with little setup.
- Unfurnished apartments require more time and effort to set up but offer greater personalization.
4. Lifestyle Preferences
- If you prefer a hassle-free experience, opt for a furnished apartment in NYC Manhattan.
- If you enjoy designing your own space, an unfurnished apartment might be a better fit.
Who Should Choose Furnished Apartments?
Furnished apartments are ideal for:
- Business Travelers: Relocating professionals who need convenience and flexibility.
- Students and Interns: Those on temporary assignments or studying in NYC.
- First-Time Renters: Individuals looking for an easy move-in process.
Who Should Choose Unfurnished Apartments?
Unfurnished apartments are best suited for:
- Long-Term Residents: Tenants planning to stay in one place for years.
- Families: Those with existing furniture or specific design preferences.
- Budget-Conscious Renters: Individuals looking to save on monthly rent.
Final Thoughts: Furnished vs. Unfurnished Apartments
Your needs, income, and way of life will determine whether you should rent a furnished or unfurnished apartment. Furnished apartments, like the ones Urban Furnished has to offer, are very convenient and great for people who like comfort and freedom. Instead, long-term renters can make their own unique homes in unfurnished apartments that don't come with furniture.
What kind of apartment do you like best, and why? In the comments, please share your ideas, thoughts, or experiences.

In a colossal city like The Big Apple, the options you have for where you’re going to stay are just as massive as the city. Obviously, you wouldn’t just show up to the city without having previously established a financial gameplan. Naturally, the prices will vary depending on several factors: the borough you land in, the time of year, inflation, your credit rating, the websites for short-term rentals in NYC you use—the list goes on. Corporate apartment rentals in NYC have recently seen a renaissance in usage in the 2020’s. While hotel options are exuberant, short-term rentals offer more flexibility, bigger living space, and more often than not, better deals. However, navigating the seemingly endless cycle of rental platforms and prices can be tricky, especially when trying to stick to a budget. In this article, we will carefully examine the best tips budget for your stay and how and where to find the best short term rentals and corporate apartment rentals. In NYC, prices for short-term rentals can alternate drastically. A small studio apartment in a central location like Manhattan can start for around $150 per night during the off-peak season, but prices can easily escalate to $300 or more during peak tourist season. Corporate apartment rentals in NYC might cost you anywhere from $3,000 to $7,000 for a month-long stay, depending on things like amenities and how far it is from public transportation and the city highlights. Top Websites for Short-Term Rentals in NYC One of the first steps anyone should take when searching for the right short term rental in NYC is using the power of our good friend the internet. Websites like Virgo and Airbnb are ideal for comforting getaway travels to clear your head while Furnished Finder and Sabbatical Homes are for the business travelers looking for the best corporate apartment accommodation. ● Airbnb – Best for travelers and those seeking unique, home-like accommodations. ● Vrbo – Another strong runner-up for vacation rentals, often offering larger properties or whole homes. ● Furnished Finder – Perfect for professionals looking for corporate apartment rentals in NYC. They specialize in longer stays such as 30 or more days with fully furnished options. ● Booking.com – While traditionally a hotel booking site, it is also upgrading to offer short-term apartment and vacation rentals, which are often more competitive in terms of pricing for business travelers. ● Sabbatical Homes – A niche site that caters to academics and professionals looking for short-term rentals. It’s especially good for those who need more specialized accommodations. Budgeting Your Stay As mentioned above, tenants can stay in NYC in a short term rental or corporate apartment for 30 days or more. So not only are you going to have to budget accordingly but you’re certainly going to have to pack accordingly. There are several factors that everybody has to consider when budgeting for your NYC stay. These things include cleaning and maintenance fees, property taxes, property management fees, utilities, furniture appliances, and guest appliances. How much you will end up paying depends on a number of factors. These factors include the location of where you are staying, the amenities that are included in your apartment which would naturally affect the cost of your stay and of course the duration of your stay plays a significant role in how much you’ll end up paying. Corporate Stays: What to Expect from Corporate Apartment Rentals in NYC Corporate apartments are more often than not located in central Manhattan. Tenants can expect fully furnished furniture. Since these are specifically designed for business folks to conduct their affairs, you can expect gorgeous amenities. These include business lounges, in house washers and dryers, basic utilities such as cable, a phone, high-speed internet. They can also include fitness centers, pools, saunas, or even yoga studios for those moments that every hustler needs to step away from their assignments for a bit. Some even go so far as to have things like an outdoor recreational area for barbecues and other things of that nature. The delightful furniture that comes with a corporate furnished apartment includes stylish sofas, coffee tables, dining table and chairs, nightstands, artwork and wall decor, curtains and blinds and rugs. While all of these amenities sound familiar to that which you can find in any expensive hotel, the design and layout of these corporate apartments are to cover all the bases in what is supposed to feel like a home-like environment. Living in a post-pandemic world that while most of the turmoil of that time is long behind us, it did somewhat permanently alter the way in which we conduct business. Millions of people stayed home from the office and conducted their business from the comfort of their own homes which is a crucial example why these home-like corporate rentals have seen such a rise in popularity. Additional Tips for Saving Money As we all know New York City can be expensive, but with a sense of strategy and pre-planning, you can save and cut costs without sacrificing the comfort and enjoyability of your stay. Here are a few additional tips to help you save money during your short-term rental stay. Always make sure to book in advance. With the help of the aforementioned websites for short term rentals in NYC, booking weeks or even months in advance is the most pragmatic approach to getting the best deal available. Rental prices can increase or decrease based on demand, and booking early allows you to take full advantage of better deals before prices spike. Although neighborhoods like Manhattan can offer some of the best corporate housing available, for the sake of saving money in your search, it may be wise in this instance to book somewhere else. In particular, a corporate apartment that is close to public transit. Areas like Queens, Brooklyn or Washington heights can all offer a less expensive alternative that’s a fraction of the price while simultaneously being close to public transportation. Another piece of advice is to not settle for the first listing you see. Use price comparison websites or apps that compare rental listings, like Kayak, Tripping, or Airbnb’s own pricing tools, to look at rates across multiple platforms. You may find the same apartment listed at different prices on different sites. One final tip is to look for discounts and promotions. Always check if there are any promo codes or special offers available before finalizing your booking. Conclusion And there you have it! We’re currently living in an exhilarating new time in the world of vacations and staycations. As the world continues to evolve, sometimes for the better, sometimes for the worse, it’s always important to make the most of it. People who are always away on business are surely taking full advantage of this new means of corporate hospitality and they are doing so by using technology and websites for short term rentals at their disposal.

Finding the right accommodation in New York City can be overwhelming, especially for business travelers who need comfort, convenience, and flexibility. Hotels are often expensive, restrictive, and lack the space professionals need to work and relax. That’s where monthly furnished apartment rentals come in. These rentals offer a home-like experience, with fully equipped spaces, better pricing, and prime locations close to corporate hubs. Instead of navigating the high cost and limitations of hotels, professionals can enjoy affordable, spacious, and flexible living in move-in-ready apartments across NYC. In this guide, we’ll explore why monthly furnished rentals are the best option for business travelers looking for cost savings, privacy, flexibility, and premium amenities. 1. Save Money Compared to Hotels 💰 Staying in a hotel for a month in NYC can be shockingly expensive. With average rates exceeding $300 per night, a month-long stay could cost nearly $9,000—and that’s before factoring in taxes, resort fees, and daily expenses like laundry and dining out. In contrast, monthly apartment rentals in NYC typically range between $4,500 and $7,500 per month, including rent, Wi-Fi, utilities, and access to premium amenities. Not only does this cut costs significantly, but it also provides a more comfortable and spacious living environment. For companies relocating employees or sending teams on extended projects, the savings are even more substantial. Businesses can negotiate corporate housing discounts for longer stays, reducing costs even further while ensuring employees have high-quality accommodations. 2. Prime Locations Close to Business Hubs 📍 New York City is vast, and location is everything. Unlike hotels, which are often clustered around tourist areas, monthly rentals are available in top business districts, allowing professionals to stay closer to their offices, coworking spaces, and key client meetings. Best NYC Neighborhoods for Business Travelers Many furnished corporate apartments are strategically located in: • Midtown Manhattan, home to major corporate offices, law firms, and media headquarters. • The Financial District (FiDi), ideal for finance professionals working on Wall Street. • Chelsea & Flatiron, popular with tech startups and digital agencies. • Tribeca & SoHo, offering luxury rentals for executives. • Brooklyn (DUMBO & Williamsburg), perfect for remote workers who prefer a creative and vibrant atmosphere. By staying in a monthly rental near your workplace, you can eliminate long commutes, reduce stress, and make the most of your time in NYC. 3. More Space & a Home-Like Experience 🏡 Unlike hotels, where you’re confined to a single room, monthly apartment rentals in NYC offer a fully furnished living space designed for both work and relaxation. Most furnished corporate rentals come with: • A separate bedroom, living area, and kitchen for better comfort. • A fully equipped workspace with fast Wi-Fi, perfect for remote work. • A kitchen to prepare meals and save on dining costs. • In-unit laundry facilities, eliminating the need for expensive hotel laundry services. For business travelers who are spending weeks or months in NYC, having a comfortable, fully equipped space makes a huge difference. Whether you need to host a virtual meeting, cook a meal, or unwind after a long day, a furnished rental provides the privacy and convenience you won’t get from a hotel. 4. Privacy & Independence 🚪 One of the most frustrating aspects of hotel stays is the lack of privacy. Housekeeping staff enters daily, common areas are shared with noisy guests, and there’s little control over your environment. With a monthly apartment rental, you get: • A completely private living space, with no unexpected interruptions. • A quiet work environment without distractions from hotel guests. • No strict check-in/check-out restrictions, giving you the flexibility to adjust your schedule. For professionals who need a peaceful, productive atmosphere, a monthly furnished apartment ensures a stress-free stay with maximum privacy. 5. Flexible Lease Terms 📆 Most long-term NYC rentals require 12-month leases, making it difficult for business travelers to find short-term options. Monthly rentals solve this problem by offering: • Short-term leases (1–6 months), perfect for temporary assignments. • No long-term commitments, allowing flexibility for work projects. • Move-in-ready apartments, so there’s no need to buy furniture or set up utilities. This flexibility makes monthly apartment rentals the best option for professionals who need temporary housing but don’t want to commit to a full-year lease. 6. Fully Equipped & Move-In Ready 🏠 Furnished apartments aren’t just about the space—they’re also about convenience. Business travelers need a seamless transition, and move-in-ready rentals provide everything needed for a comfortable stay. Most corporate rentals include: • High-speed Wi-Fi, ensuring uninterrupted work and video calls. • Smart TVs with streaming services, so you can unwind after a long day. • A fully stocked kitchen, saving money on expensive NYC restaurants. • Building amenities like a gym, rooftop lounge, or business center. Instead of dealing with the hassle of furniture shopping and utility setups, you can move in and start living comfortably from day one. 7. Easy Access to NYC’s Best Transportation 🚇 One of the biggest advantages of staying in a monthly rental is being close to NYC’s extensive public transportation network. Whether you’re heading to a meeting in Midtown, a networking event in Brooklyn, or catching a flight at JFK, convenient transit access is a must. Key Transit Hubs Near Monthly Rentals • Grand Central Station – Perfect for Midtown-based professionals. • Penn Station – Easy access to Amtrak and NJ Transit. • World Trade Center Transportation Hub – Serves FiDi and Wall Street executives. With subways, buses, CitiBike, and ride-sharing services nearby, commuting becomes effortless—another reason why furnished corporate rentals are the preferred choice for professionals. Final Thoughts: Why Business Travelers Prefer Monthly Furnished Rentals in NYC For business travelers who need a comfortable, flexible, and affordable accommodation option, monthly apartment rentals in NYC offer significant advantages over hotels. Key Takeaways • Cost savings – Up to 50% cheaper than hotels. • Prime locations – Stay close to business districts & coworking spaces. • More space & privacy – Work and live comfortably. • Flexible stays – No long-term contracts. If you’re looking for the best furnished corporate housing in NYC, Urban Furnished offers premium monthly rentals designed for business travelers. 📌 Book Your Monthly Apartment Rental Today! 🔗 Urban Furnished NYC – Explore Listings Want Help Finding the Right Monthly Rental? (FAQs) ❓ Are furnished apartments in NYC cheaper than hotels? 💡 Yes! Business travelers save 30-50% compared to hotels. ❓ What’s included in a monthly rental? 💡 Fully furnished space, Wi-Fi, utilities, and building amenities. ❓ Where can I find the best corporate housing in NYC? 💡 Urban Furnished NYC offers high-quality apartments in top business districts.